Debtor/Creditor Rights Providing Innovative Solutions & Obtaining Optimal Results

Helping Creditors Collect on Outstanding Debts

As a creditor, you have provided money or goods to a debtor in good faith, with the expectation that the debtor will honor their obligations with integrity. When the debtor fails to do so, it can have a devastating impact on your business and your peace of mind.

As a creditor, you have rights which can and must be enforced. If your initial attempts to collect from the debtor have been unsuccessful, you need legal representation to uphold your rights and take legal action if necassary. We will first seek a favorable resolution without resorting to the courts to preserve your resources. If necessary, we will aggressively prosecute civil litigation to obtain a judgment in your favor that will allow you to recover funds, property, or other relief from the debtor.

A judgment may allow you to pursue various types of recovery. These include, but are not limited to:

  • Attachment
  • Garnishment
  • Replevin

At Arseneault & Fassett, LLC, our New Jersey creditor/debtor rights attorneys will meet with you to understand your problem, analyze the relevant documents, build a strong case, try to achieve a favorable settlement without resorting to litigation, and if necessary aggressively advocate in court for a successful judgment in your favor.

Protecting You from Unfair Collection Practices

When you take out a loan or open a line of credit, you do so with the intent to faithfully repay your debt. Unfortunately, sometimes the unexpected happens, which makes it impossible for you to meet all your obligations. That does not mean the creditor can do anything they want to collect from you. You still have rights.

Federal and state laws protect debtors from unfair and abusive debt collection practices. Debtors may be unaware of the full extent of their rights, and just feel they have been treated unfairly. If you have been contacted by a creditor or a creditor’s lawyer, you need an attorney to represent you, to try to resolve your matter favorably before it becomes litigation, and if necessary to zealously defend you and vindicate your rights in court.

Our New Jersey debtor/creditor rights lawyers will meet with you to understand your circumstances, determine whether the creditor has used unfair collection practices, try to reach a resolution without litigation, and if necessary aggressively defend you in court.

A Dedicated Team of Attorneys Our powerhouse team provides a strong defense and produces high-quality results for our clients. See why our clients trust us.
Arseneault & Fassett, LLC Arseneault & Fassett, LLC

Speak with Our Firm During a consultation

Our team is ready to protect your rights and deliver the focused and dedicated legal representation you need.


Learn more about how we can help by calling us at (973) 310-6664 or contacting us online.


  • Settled
    Federal Anti-Trust Civil Complaint
    A six-figure settlement of a federal civil complaint against a corporate supermarket owner stating eight-figure antitrust and tortious interference claims which were originally dismissed on motion and partially reinstated on appeal.
  • Dismissed
    State Civil Complaint
    An outright dismissal of a state civil complaint against a corporate CEO stating tortious interference and abuse of process claims involving eight-figure losses.

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