Get 100+ Years of Combined Legal Experience on Your Side
A debtor-creditor relationship is formed whenever a person or entity borrows or lends money, or contracts for goods or services, with another person or entity, conditioned on some future payment(s) or other performances, both parties must adhere to their obligations.. If one party fails to uphold their end of the contract, the other party can exercise their rights to enforce the contract or gain some other relief. If you are a debtor or creditor involved in a financial dispute or contractual dispute, our team can help work toward a resolution and protect your rights.
Arseneault & Fassett, LLC is a specialized boutique law firm providing personalized legal representation to both debtors and creditors. Whether you are owed money or have suffered harm because a creditor violated your rights, we can help. With more than 100 years of combined experience, we know what it takes to zealously advocate for clients in civil litigation cases. Webe are committed to achieving a favorable outcome on your behalf.
As a creditor, you have provided money or goods to a debtor in good faith, with the expectation that the debtor will honor their obligations with integrity. When the debtor fails to do so, it can have a devastating impact on your business and your peace of mind.
As a creditor, you have rights which can and must be enforced. If your initial attempts to collect from the debtor have been unsuccessful, you need legal representation to uphold your rights and take legal action if necassary. We will first seek a favorable resolution without resorting to the courts to preserve your resources. If necessary, we will aggressively prosecute civil litigation to obtain a judgment in your favor that will allow you to recover funds, property, or other relief from the debtor.
A judgment may allow you to pursue various types of recovery. These include, but are not limited to:
At Arseneault & Fassett, LLC, our New Jersey creditor/debtor rights attorneys will meet with you to understand your problem, analyze the relevant documents, build a strong case, try to achieve a favorable settlement without resorting to litigation, and if necessary aggressively advocate in court for a successful judgment in your favor.
When you take out a loan or open a line of credit, you do so with the intent to faithfully repay your debt. Unfortunately, sometimes the unexpected happens, which makes it impossible for you to meet all your obligations. That does not mean the creditor can do anything they want to collect from you. You still have rights.
Federal and state laws protect debtors from unfair and abusive debt collection practices. Debtors may be unaware of the full extent of their rights, and just feel they have been treated unfairly. If you have been contacted by a creditor or a creditor’s lawyer, you need an attorney to represent you, to try to resolve your matter favorably before it becomes litigation, and if necessary to zealously defend you and vindicate your rights in court.
Our New Jersey debtor/creditor rights lawyers will meet with you to understand your circumstances, determine whether the creditor has used unfair collection practices, try to reach a resolution without litigation, and if necessary aggressively defend you in court.
Reversal of Sanctions AwardJudgment AppealAfter the NJ Chancery Division entered a sanctions award against our client in a lawsuit in which he represented himself, the firm persuaded the NJ Appellate Division not only to vacate the award, but to dismiss the sanctions demand. Kielczewski v. Reed , 2022 N.J. Super. ...
DismissedRemoval ProceedingThe firm persuaded INS to dismiss removal proceedings filed against our client (a green card holder) who had pled guilty to felony homicide charges (January 2023)
SettledFederal Anti-Trust Civil ComplaintA six-figure settlement of a federal civil complaint against a corporate supermarket owner stating eight-figure antitrust and tortious interference claims which were originally dismissed on motion and partially reinstated on appeal (March 2019)